AlmostZero
FinanceTake Control of Your Debt
AlmostZero brings all your debts, spending, and savings goals together in one place. Track credit cards, loans, and mortgages with visual progress, smart repayment strategies, and a clear path to becoming debt-free.
All Your Debts at a Glance
See your total debt, monthly payments, and a visual breakdown by category. Track every credit card, loan, and mortgage with progress rings that keep you motivated.
Track Every Dollar You Spend
Log expenses instantly and watch them get sorted by category and merchant automatically. Spot spending patterns, set budgets, and get alerts before you overspend.
Visualize Your Savings Progress
Watch your savings grow toward each goal with colorful progress circles and clear milestones. Know exactly how much you have, how much you need, and how close you are to reaching your target.
Link Debts to Your Assets
Connect your mortgage to your home, your auto loan to your car, and see the full picture. Customize each asset with property types, icons, and ownership details for a complete financial overview.
Set Goals That Keep You Going
Create savings goals for vacations, emergency funds, down payments, and more. Choose from beautifully designed templates and let the app calculate exactly how much to save each month.
Know Your True Payoff Date
Dive deep into each debt with detailed interest breakdowns, estimated payoff timelines, and amortization schedules. Use the payoff simulator to see how extra payments can save you years and thousands in interest.
Unlock Unlimited Financial Power
Go Pro with unlimited debts, credit cards, savings goals, and assets. Remove ads, support future development, and choose from flexible monthly, yearly, or lifetime plans.
Your Finances Stay Private
Hide sensitive balances with a single tap using privacy mode. Protect your financial data with Face ID and Touch ID, and rest easy knowing your information never leaves your device or iCloud.
Every Debt Type Covered
From credit cards and student loans to mortgages, medical debt, and buy-now-pay-later installments. Add any type of debt with tailored fields and tracking that fits your exact situation.
Beautiful in Light and Dark
Enjoy a polished experience day or night with full dark mode support. Every screen, chart, and detail is designed to look stunning and easy on the eyes in any lighting condition.
